How to let rural worker's basic old-age pension system humanized further?

How to let rural worker's basic old-age pension system humanized further?
Most outside workers in Guangzhou participate in the endowment insurance since 1998, according to the relevant regulation, it must effect an insurance until 2013 continuously to retire in Guangzhou. And the persons who effect an insurance partly because will have faced retiring soon in the past two years, the situation that the fee may be handed in in vain that be facing supporting parents in ten years. It is reported, if they retreat and protect and can only bring back the personal part, can only buy the endowment insurance again when getting back to the native place. Expert claim similar age enough to effect an insurance the intersection of service life and enough phenomenon that be unable to retire, will be more and more within future a few years, and even become the general phenomenon. (" Guangzhou Daily " of September 10)
The rural worker has reached retirement age but can not reach the service life of effecting an insurance, this kind of phenomenon not merely takes place in Guangzhou, but a national general phenomenon. Face the rural worker " The fee may be handed in in vain to support parents in ten years " Depressed and helpless,think I,let's could let by rural worker endowment insurance system design we humanize a bit even more.
According to national relevant insurance regulations provisions, the rural worker participates in the endowment insurance, service life must add up to for full more than 15 years and can get the basic pension monthly to pay the fees, very in all parts of the country the intersection of rural worker and endowment insurance work, begin in 1998 mostly, many rural workers reach retirement age before not elapsing 15 years for service life. Obviously, appear rural worker reach retirement age but reach, effect an insurance phenomenon of service life, base in that our country is problematic on rural worker's endowment insurance system design, namely when the rural worker began to pay the endowment insurance in 1998, 15 paid the fees time limit has already gone beyond some rural workers' retired time.
If the fault of this system wants the rural worker individual bears, it is obviously unfair to them. Rural workers are facing facing a difficult choice to choose: Choose to retreat and protect, can only draw the fund in the personal account, the unit wants to leave to the locality for what they paid, question is settled to support parents; If the old relation of resting rotates and returns to homeland, must buy the endowment insurance in 15 again, nearly need 50,000 yuan, go beyond these rural workers' burden ability far. Should see, worked relevantly and ensured the department not to refuse the rural worker above the average age for marriage and effect an insurance originally, on the grounds of elapsing 15 years, refuse to release the pension for them when they reach for retirement age, it is refused the rural worker after allowing that so, responsibility is not obviously here. As for rural worker, as they are arduous bought social insurance more than ten years ago, found " paid and paid in vain " finally ,Probably to government's public trust, especially shake the trust of rural worker's basic old-age pension system.
The statistics show, up to the end of 2008, national 24,160,000 of rural worker participating in urban endowment insurance, only take and obtain employment in the cities and towns 17% of the rural worker, it means a large number of rural workers dissociate except endowment insurance. Cause the reason of situation lie in rural worker effect an insurance the intersection of procedure and complicatedness, strange land shift difficult enjoying treatment to be difficult. And the rural worker effects an insurance in ten years " Have paid and paid in vain " ,Will undoubtedly further attack the enthusiasm that the rural worker effects an insurance. If this problem can not get satisfactory settlement, certainly will be unfavorable to the rural worker and effect an insurance work and enterprise's development.
Obviously, " the policy is divorced from reality " Unfavorable consequence that cause have no reason, let the intersection of rural worker and individual bear. So, as to this part of rural workers, the principle that should be specially done in line with the special thing, or let them pay the fees in the way for bad service life with individual in the capacity of local household register personnel, having let them struggle in the places of more than ten years to retire in the work for it, or the old relation of letting them rest is transferred to the household register site, fill bad service life, but not buy a new endowment insurance again. Deal with so, could show the humanization of the system.
|