Central Bank standardizes the network to pay Advantage which the third party pays

Central Bank standardizes the network to pay Advantage which the third party pays
With the development at full speed of the E-business, the online shopping, not fresh things to a lot of people of online trade, have become our part of the daily life. With the increase of the trade, people increase to the security demand of the trade course progressively too, the third party pays and arises at the historic moment.
What is called third party pay, refer to some and contract and possess certain capability and the intersection of third party and transaction that independent organization offers that prestige ensure, support the platform by domestic and foreign every large bank, it is equivalent to a intermediary's role, are connecting seller and buyer. The buyer pays the third party the payment platform the payment for goods after selecting the goods to be bought on the net, the platform tells the seller to deliver after receiving the payment for goods, provide and confirm the message after the buyer receives the goods, the third party will change the payment for goods over to the seller's account in the payment platform.
The advantage which the third party pays:
1. Adopt the way of cooperating with numerous banks, can offer the gateway interface of many kinds of bank cards at the same time, thus online trade goes on in the place greatly.
2. As the intersection of intermediary and side, can facilitate the intersection of trade company and cooperation with bank, already can reduce the intersection of enterprise and operation cost, can help the bank to save the development cost of the gateway at the same time.
3. Can pass the detailed record to both parties' trade, prevent both parties to the intersection of trading activity and possible denial from and until dispute issue that might appear offer the corresponding evidence until follow-up conclude the business.
The shortcoming which the third party pays:
There are its special innovative characteristics in the field of Internet, so the development on condition that lack restraining of the electronic means of payment normally from may face certain risk, need corresponding regulation system to standardize management.
The prospect which the third party pays:
One that is with fast development and network application of China's economy is constant and ripe, E-business industry enter developing stage such as high speed already, pay business thereupon fast development too, the third party must innovate constantly while paying, could go further.

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