Media comments: Why are university students unwilling to participate in the medical insurance?

Media comments: Why are university students unwilling to participate in the medical insurance?
Require before the the end of this year, want, include all at school university student and middle student, technical school of duty, in the medical insurance of urban residents according to the intersection of Guangdong Province and work and the intersection of social security and drawing room. But as the first year implementing university student's medical insurance, effect an insurance the proportion is unsatisfactory, regard there is one university of Foshan of more than 13,000 students'ing as the example, only there are 97 students effecting an insurance, even there are no students to buy the medical insurance in the specific university, students still choose to continue buying the business insurance independently. (" Guangzhou Daily " November 17)
Include university students in the unified medical insurance, considered to be the thing university student's medical treatment ensures the great action of the reform, can improve university student's medical treatment and ensure efforts, promote all kinds of students to enjoy the fair medical insurance at the same time, but, why have so many university students who are unwilling to participate in the medical insurance?
That the answer when students give an interview reflects that goes wrong - -Students complain, the current and annual one effects an insurance the expenses should be higher than the Guangzhou university students of universities to effect an insurance more than one time of standard, really difficult to accept. And according to the statement about person in charge of technical college of Foshan, students only need to pay 225 yuan per year, can enjoy the medical insurance treatment of the urban residents in Foshan.
What a one " Only need " ! Guangdong Government office is issued the relevant regulation in August of this year, university student and middle student of duty technical school participating in basic medical insurance of urban residents individual pay the fees standard and government subsidize the standard, participate in the corresponding standard of the basic medical insurance of urban residents and carry out according to the local students in middle and primary schools. Individual pays the fees in principle for university students, the middle duty student and family of technical school's accountly, the conditional school can pay the fees to subsidize to it. University student and middle student, technical school of duty, effect an insurance necessary government's subsidy fund, according to the membership of the school, run by the finance at the same level. In view of the above, effect an insurance in year in 2009, the university students of Guangzhou will participate in the medical insurance, government's medical insurance subsidy standard is 100 yuan, individual pay the fees 80 yuan. And according to the news of the related departments of Foshan, collect the trussing up type in medical insurance, 260 yuan for each person, among them individual bears 120 yuan. In view of the above, turn towards curing the premium of 225 yuan of university student's collection per year, is suspected of violation.
The basic principle of advancing the reform of university student's medical insurance is, emphasize individuals and rational assessment responsibility of the government, on one hand, university students enjoy the treatment, the obligation of undertaking to pay the fees, implemented the socialized medicine in the past, not only ensure efforts to be limited, but also unfair among every university, students bear some medical insurance expenses by oneself, contribute to the promotion of insurance consciousness, can also strengthen the coverage rate of the medical insurance; On the other hand, government should fulfil finance, subsidize responsibility, want, define central authorities, the intersection of province and city and proportion of expenses that finance should bear each at the same time. Guangdong Province has already defined the financial guarantee channels of all kinds of schools clearly while designing university student's medical insurance policy, normally should not have university student's medicine that is saved from damage from the problem that is born personally again.
The relevant latest news that I learn after consulting the social insurance information network of Foshan is, "because the financial subsidy of the province has not been released to the university, the wide university students of Sanshui school district as many as ten thousand of business school have not participated in resident's medical insurance. They are expected to participate in the medical insurance of the residents of Sanshui this month. Individual pay the fees standard determine 90 of new student as for the first time, sophomore period born 120 yuan for each persons. " It seems, after as many as ten thousand students have not participated in the medical insurance, the government department considers " replenishing " Question. Though mend the fold after the sheep have been stolen, the one that had to question is, the medical insurance policy of university student implementing so large area, why not consider systematically? Students pay the standard of the expenses of 225 yuan, who was made, have not considered government's replenishing the question before this? In other words, if university students pay 225 yuan and effect an insurance actively, does not the government consider replenishing? Answer these questions, not only concern the government, how the university advances the reform of university student's medical insurance conscientiously, concern the policy of the government department even more, get out of tune and deform in the course of implementing.
(author is the educational Vice President of research institute in the 21st century, the professor)

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